Navigating holiday shopping for loved ones can be challenging. It’s easy to feel overwhelmed with gift ideas, especially with the influx of Black Friday deals filling your inbox. Here are some practical tips to help you through the season without overspending.
First, take a moment to clean up your inbox. Spend 10 minutes unsubscribing from brands you no longer shop with. Then, highlight the brands you plan to shop with and identify the best offers for you.
Create a folder to organize your holiday receipts. This folder will make referencing orders for any issues or returns easier. Read the return policy for everything you buy, as stores have different policies. You don’t want to be stuck with something you don’t love.
Make a list of the people you exchange gifts with and evaluate whether you want to continue those exchanges. Many people feel overwhelmed by the pressure of buying gifts. If someone suggests skipping gifts to go out for dinner or lunch, consider how much stress that could relieve. You might be surprised by how many people would appreciate having one less gift to buy this season.
Instead of guessing what someone might want, keep notes of things they have previously mentioned and save these under their name in your contacts. You can also ask them what they would like. It may sound silly, but it can save you from making purchases that don’t align with your preferences.
Consider giving money or gift cards. Some believe this approach lacks a personal touch, but who wouldn’t appreciate cash? It could help them save towards a bigger item they’ve been wanting.
Before you shop, check if your credit cards offer extra savings. Many credit cards provide bonus points or additional cash back for shopping at specific stores. Just remember to activate these offers through your app beforehand.